By Claire Newmarch, Junior Press Officer
We’ve analysed hundreds of thousands of home insurance claims, and we’ve come up with some top tips to keep your homes and possessions safe over the festive period.
We’re urging people to be extra vigilant, as poor home security and cars filled with gifts can be easy pickings for opportunistic thieves.
Top tips from Co-op Insurance to help keep homes and possessions safe this Christmas
- Double check windows and doors are closed and securely locked. If you have an alarm, make sure you set it
- Keep curtains closed when lights are on inside – dark nights make it easier for burglars to work out when a house is unoccupied
- Keep presents well hidden, even when they’ve been opened. If your Christmas tree is near a window, don’t leave presents under it
- If you’re heading out Christmas shopping in your car, be sure to leave gifts out of view and locked in the boot
- Be careful what you post on social media. As tempting as it can be to post about gifts on social media, think carefully who will can see your posts and make sure you check your privacy settings to manage this
- Discard large cardboard packaging as this can give burglars an idea of what’s inside your house
- Whilst Christmas shopping, remain vigilant and keep your belongings in sight. Busy crowds can be an easy target for pickpockets
- Check your insurance policy. Presents in your home will be covered by your usual contents insurance, but if you’ve bought big ticket items, they may need to be listed separately
- Make sure high value items such as gadgets are covered outside of your home as these are not necessarily covered on a standard home insurance policy
- Check to see your insurance policy covers accidental damage cover so that any breakages to new items such as laptops, or wine spillages over the Christmas period are covered